Investments

Traditional Individual Retirement Accounts (IRA)

• NO ANNUAL FEES
• If you are younger than age 70 ½ for the entire tax year, and have compensation, you are eligible to establish a traditional IRA.
• You may contribute up to $5,000 or 100 percent of your compensation, whichever is less.
• We offer two IRA Investment options: IRA Statement Savings or IRA Certificate of Deposit
• Click here to learn more about Traditional IRAs.

Roth Individual Retirement Accounts
Invest after-tax dollars today and receive tax-free earnings later!

• Withdrawals of interest and/or principal after five years are tax free if you are over 59 ½ or will use the funds for first time home expenses.
• No age requirements for distribution and no mandated minimum distributions.
• Eligibility to contribute is determined by income levels.
• Click here to learn more about Roth IRAs.

Health Savings Account (HSA)
Designed exclusively for covering medical expenses incurred by the account beneficiary and their dependents

• Available to individuals covered by a high deductible health plan
• Tax deferred
• Contributions are excluded from income and may be made
  by the employer or employee
• Click here to learn more about HSAs.
• Use our HSA PlannerTM to calculate your elegibility, contributions, and worth projection.