Home About Us Contact Us Branch and ATM Locator Investor Relations
Login: Personal Online Banking
Login: Business Online Banking
   

Home Loan Options


Apply for a Loan

At Hibernia Homestead Bank, applying for a loan is easy. Just click on the button below to download our loan application (PDF), fax the completed form to (504) 301-9707 or bring it to our Main Office located at 325 Carondelet St. in Downtown New Orleans.
   
 
Home Loan
Type
Interest Rate*
APR
30 yr (w/1% origination fee)
30 yr (w/0% origination fee)
15 yr (w/1% origination fee)
15 yr (w/0% origination fee)
30 year Jumbo (w/0% origination fee)
15 year Jumbo (w/0% origination fee)
HELOC
WSJ + %
 
 

*Annual Percentage Rate (APR) is based upon a $200,000 loan amount, with an 80% Loan to Value. Subject to credit approval.
  
Personal Banking Business Banking Home Loans Investments


Home Loans


For mortgage questions, please email us or contact the mortgage department at (504) 522-3203.

CLICK HERE for a helpful mortgage calculator.

Home Loans

Whether you are planning to buy or build a new home, call Hibernia Homestead Bank – we put the "home" in homestead!

  • Fixed Rate Mortgage Loans for 15 yr, 20 yr or 30 yr
  • Adjustable Rate Mortgage Loans attached to either LIBOR or 1 Year Treasury Bill
  • Re-amortization of loan balance with principal reduction at no charge
  • PMI required for loans with a LTV greater than 80%
  • No pre-payment penalty
  • Local loan servicing
  • Automatic payment options available
  • Loans for investment property with fixed or adjustable rates


Home Equity Loans

A home equity line of credit is a form of revolving credit in which property will serve as collateral.

  • Loan amounts from $10,000 to $250,000
  • Rates based on current Prime Rate
  • Monthly payment – 2% of outstanding balance or $50 (whichever is greater)
  • 5 year repayment term


Construction Loans

A construction loan is set up to help with building or remodeling your home.

  • One initial loan closing
  • Interest only due during interim construction period
  • Periodic inspections are required


Lot Loans

  • Loan amounts up to 90% of value
  • 1 yr and 2 yr interest-only payments with 15 yr amortization
  • Other payment options are available
Hibernia Homestead Bank 325 Carondelet Street, New Orleans, LA 70130(504) 522-3203

We comply with Section 326 of the "USA Patriot Act" that mandates we verify certain information about you while processing your account application.
© 2009 Hibernia Homestead Bank. All Rights Reserved. All loans subject to credit approval.