CERTIFICATES OF DEPOSIT

From 91 days to 5 years, Hibernia Certificates of Deposit offer a great way to lock in your savings for terms that meet your business’ financial needs. Whether balancing your business’ investment portfolio or saving cash for short-term necessities, CDs are historically one of the safest to ways to save. Along with your other Hibernia accounts, your funds are FDIC insured.

CD Deposit Term		Interest Rate		APY**		Minimum to Open
91 day						$2,500
6 month						$2,500
1 year						$1,000
18 month						$1,000
2 year						$1,000
3 year						$1,000
4 year						$1,000
5 year						$1,000

CDARS® – Multi-Million Dollar FDIC Insurance on CD Investments

CDARS® is the most convenient way to enjoy access to full FDIC insurance on deposits of up to $50 million. With CDARS, you sign one agreement with Hibernia, earn one interest rate, and receive one regular statement. It's that easy.

• One FDIC bank
• One rate
• One statement
• Full insurance
• No hidden fees
• No collateralization
• A wide variety of maturities
• Community involvement

To learn more, talk to one of our Customer Service Representatives at (504) 522-3203 or visit www.cdars.com.